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Shea Malcolmson

Money Doesn’t Grow On Trees

The recent release of the IPCC Climate report has got me thinking about money and the climate. It really got me thinking about the saying... “Money doesn’t grow on trees." I ...

By September 9, 2021

Payments Canada  Canadian Payments: Methods and Trends Report 2020
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Shea Malcolmson
Payments Canada Canadian Payments: Methods and Trends Report 2020
Payments Canada Canadian Payments: Methods and Trends Report 2020 In 2019, the total payments market in Canada grew to 22 billion consumer and bus ...

565 days ago | 2 min read

4 Winning Ways to Streamline Delivery Processes in As-a-Service Firms
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Mike Peterson
4 Winning Ways to Streamline Delivery Processes in As-a-Service Firms
The rapid rise in As-a-service firms (which are API-driven services for customers that commonly connect at an endpoint via a web-based console) have ...

586 days ago | 4 min read

How COVID-19 Has Impacted Contactless Payments; And What You Can Expect to Happen Into 2021
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Mike Peterson
How COVID-19 Has Impacted Contactless Payments; And What You Can Expec...
As 2020 surges to a close, this has without a doubt been a year shaped largely by the Covid-19 pandemic. It has been a year that has forced retailers...

593 days ago | 3 min read

Why Merchant Service Providers Are the Most Important Partner Your Business Will Ever Have
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Mike Peterson
Why Merchant Service Providers Are the Most Important Partner Your Bus...
The relationship between a business and their Merchant Services Provider is a crucial relationship (and probably the most important relationship a bu...

600 days ago | 3 min read

What Are Payment Rails?- and Reasons to Modernize Your Payment Systems and Go Digital!
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Mike Peterson
What Are Payment Rails?- and Reasons to Modernize Your Payment Systems...
As we quickly surge into the final quarter of 2020 and look forward to 2021, there are more reasons than ever to adopt digital/touchless banking meth...

614 days ago | 3 min read

The 500-Year History of Cheques: And Why Today They Are (Almost) Obsolete
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Mike Peterson
The 500-Year History of Cheques: And Why Today They Are (Almost) Obsol...
Have you ever noticed that the good old paper cheque seems to be appearing less and less as time goes on? Just 25 years ago- in 1995- the popularity ...

621 days ago | 3 min read

What Is Decentralized Finance (#DeFi)- and What Does This Mean for Traditional Banking?
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Shea Malcolmson
What Is Decentralized Finance (#DeFi)- and What Does This Mean for Tra...
DeFi is a unique new term that you may have heard with increased frequency over the past couple years- especially since 2018. Short for Decentralize...

627 days ago | 3 min read

SMALL & MIGHTY - Business Excellence Awards (presented by Keywest) - New Business Of The Year Winner
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Shea Malcolmson
SMALL & MIGHTY - Business Excellence Awards (presented by Keywest) - N...
The last few weeks have been extremely busy at Apaylo. From beta testing new products to receiving blog nods for our top-notch fraud prevention here ...

631 days ago | 2 min read

Open Banking: The Future of Retail Banking and Financing
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Mike Peterson
Open Banking: The Future of Retail Banking and Financing
Open banking is an exciting new financial services industry trend that is enabling third-party providers (TTPs) to offer a host of new services- and ...

641 days ago | 3 min read